Expat lifeRent in NYC: 9 tips to navigating the NYC rental mazeMoving to the Big Apple? It’s supposed to be fascinating, right? Thanks to all those TV shows we grew up watching. But seriously, Monica from Friends couldn’t afford a house in Greenwich with her job! It’s a brutal reality that hits you hard when you arrive, especially if you’re coming from a bigger town. And ...
Expat lifeEverything you need to know about mandatory OFW insuranceOFW insurance, or Overseas Filipino Workers insurance, is a specialised form of protection designed for Filipinos working in foreign countries. Its significance lies in providing crucial financial security and support for these workers and their families. Working overseas entails facing numerous risks and uncertainties, such as workplace hazards, health issues, accidents, and potential unemployment. In ...
Business5 effective strategies to cut your overseas business costsWhy an ‘overseas’ business function? Suppose you are asked: What is the primary purpose of any business? What answer will you give? The primary purpose of any business is: To design products or services that offer some ‘value’ To convert more ‘leads’ into customers To build relationships with stakeholders To serve its ...
Expat lifeMy journey of immigrating to the United States: From decision to realityWhen my family first made the decision to relocate to America in mid-2019, we didn’t fully comprehend the magnitude of the adventure that lay ahead of us. Looking back, it’s hard to believe how quickly time has passed and how much we’ve grown both as individuals and as a family since then. There were undoubtedly ...
Expat lifeFrom origins to budgets: Understanding the US tipping culture’s impact on expensesAfter a gruelling 20-hour flight, an exhausting layover in London (which prompted a personal vow to avoid Heathrow in the future), and the ensuing battle against jet lag, I arrived in NYC. My energy depleted and hunger soaring, salvation arrived in the form of Uber Eats. I promptly ordered a $15 sandwich from a conveniently ...
Customer storiesHow Instarem’s timely payments helped Authentic Wine Explorers maintain relationships with their suppliersThe Company Authentic Wine Explorers is a wine importer and retailer that specialises in Burgundy wines. Started in 2012, they are recognised as a pioneer and leader for Burgundy wines in Singapore. They are well known among wine lovers and collectors who range from professionals, managers, executives and technicians (PMETs) to doctors, lawyers, bankers, ...
BusinessComplete list of startup schemes and grants in SingaporeSingapore is known as one of the best places in the world to start a business not only because it is ranked first for economic freedom but also because it offers a number of startup schemes and grants that can get companies to get off the ground. We will be looking at all of the ...
Money Know-HowPopular articlesTips for successful long term investingYour 20s and 30s are the perfect time to start saving for retirement. Though you may not feel like you have enough money to spare, even small contributions now will add up over time. In order to make the most of your savings, it’s important to invest them in a way that will provide the ...
Expat lifeACH Vs Wire TransferAccording to a press release by the World Bank on its Migration and Development Brief, global foreign remittances have grown by 5% to USD 626 billion in 2022. Two of the most common types of remittance in the US are wire transfer (typically for international payments) and ACH (Automatic Clearing House) within the US. ...
