blog imageExpat lifeWire Transfer Vs Direct Deposit

Be it individuals or businesses, sending money through electronic fund transfer systems (EFTs) has become an accessible and straightforward way for all. Since there are different forms of electronic payments, it may get confusing for many. Two of the most popular ETFs are wire transfer and direct deposit. A common confusion that arises – is ...

30 Aug 20238 mins read
blog imageExpat lifeThe “balikbayan box”: Everything you need to know before and after sending one

As an Overseas Filipino Worker (OFW), you may be experiencing a multitude of emotions while living abroad. While the excitement of your new surroundings may be overwhelming, we understand that homesickness can creep up when you least expect it. That’s why we want to help you stay connected to your loved ones back home by ...

28 Aug 20238 mins read
blog imageInsiderHow long does a wire transfer take?

There are several options to send and receive money. Earlier, people commonly sent money through physically written checks or made cash handovers. But these methods have been replaced by the electronic system of money transfer. Out of the several ways in which someone can send and receive money electronically, wire transfers are pretty standard.    ...

27 Aug 20239 mins read
blog imageExpat lifeLearn all about swift code & its uses – A complete guide

Any geographical boundaries no longer bind the global workforce in today’s times. Individuals and businesses look beyond their home countries for opportunities and better lifestyles. This has increased international money transfers (commonly called “remittances“). A report by The World Bank states that remittances grew by 5% to USD 626 billion in 2022.    So, if ...

25 Aug 20238 mins read
blog imageExpat life5 Reasons You Don’t Want To Miss Gifting Your Sister This Rakhi

Rasha Bandhan is cominng. If you are an Indian expat, sitting miles away from home, you will probably make sure she gets what she wants. Here are 5 reasons why.

24 Aug 20233 mins read
blog imageExpat lifeA traveller’s guide to plug sockets around the globe

Phones, Kindles, cameras, laptops, tabs, electric shavers, hair dryers and a dozen chargers to power them all… If your suitcase looks anything like this while travelling abroad, you are running out of space for other important commodities.     But who can blame us for the mess when there are 14 different types of plugs and sockets ...

23 Aug 20232 mins read
blog imageExpat lifeCrushing the Catch-22: 9 ways to build your credit score as an expat in the United States

Building a credit score in the US as an expat can be incredibly frustrating. Everything, from securing a home loan to getting car insurance, seems to hinge on that elusive credit score. But how on earth are you supposed to have a good credit score when you have absolutely no credit history in the country?  ...

21 Aug 20237 mins read
blog imageInsiderWhat are ACH transfers and how do they work?

If you have ever paid your utility bills directly from your bank account or paid an invoice from the supplier without writing a check, you are probably familiar with ACH or Automated Clearing House. Instant ACH transfer online is one of the most frequently used methods of transferring money between bank accounts safely and quickly ...

19 Aug 202313 mins read
blog imageInsiderWhat is (FIRC) foreign inward remittance certificate?

Economies across the world are interacting much more today than ever before. With this, businesses are eager to invest in overseas workforce and services. Exporters and freelancers in India have picked up this trend and are selling their products and services abroad. If you are an exporter in India, regularly receiving payments in foreign currency ...

18 Aug 20238 mins read
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