Global payments made simple for businesses

Cross-border payments don’t have to be complicated. Instarem helps businesses around the world send money quickly, securely, and cost-effectively, so you can focus on what really matters.

Your business, without borders

Whether it’s invoices, intra-company transfers, or payroll, Instarem simplifies global payments. Send money to 160+ countries with low fees up to 5X cheaper than banks and great exchange rates.

 

Trusted by businesses worldwide

As part of Nium, Southeast Asia’s first B2B payments unicorn, we move over $6B annually with efficiency and reliability.

Why businesses choose Instarem

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Regulated & trusted

Secure, compliant payments across 11 jurisdictions.

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10 years of expertise

Streamlining cross-border payroll for global businesses.

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Faster payments

Get funds delivered the same day, up to 12X faster than banks.

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160+ countries covered

Simplified payroll and bulk payments worldwide.

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24/7 payments

Pay employees and vendors anytime, without delays.

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USD 6B+ processed annually

Fast, secure transactions for businesses of all sizes.

How Instarem protects your money

Your safety is our priority. Licensed and regulated in 11 jurisdictions, we maintain complete transparency to give you better control over your transactions. Our thorough verification processes ensure that your money reaches its destination quickly and securely.

Who is Instarem for

If your business operates across borders, Instarem has got you covered. Whether you’re managing payroll, settling invoices, or making intra-company transfers, we streamline every transaction.


Trusted by industries like fintech, travel, logistics, tech and BPOs, we power businesses with fast, secure and cost-effective global payments.

Start making global payments in 3 steps

Ready to grow your business?

Simplify your business payments today with faster transactions, better FX rates, and effortless bulk payments, all in one platform.

Get in touch today to see how Instarem can help you with your business payments.

FAQs

Instarem provides a faster, more cost-effective alternative to traditional banks. While banks often have hidden fees and slow processing times, Instarem offers:

  • Competitive exchange rates with minimal markup
  • Lower transfer fees than most banks
  • Faster transactions, with many processed within the same day
  • Multi-currency payments across 160+ countries
  • A user-friendly platform with real-time tracking and bulk payment options

Instarem keeps costs low with transparent pricing. While we usually don’t charge a fee for business payments, some costs may apply depending on the payment method and currency. But no surprises — you will always see the full cost upfront.

Over 70% of our payments are processed and paid within an hour. Thanks to our extensive local payment networks, many transactions are settled in minutes. In some cases, depending on the destination currency and banking processes, payments may take up to one to two business days to reflect.

Instarem’s global payment solution helps businesses send money internationally with ease. Key benefits include:

  • Lower costs with better FX rates and low fees
  • Faster transfers, often same-day
  • Bulk payments for payroll and vendors
  • Secure, compliant transactions worldwide

Yes, transaction limits vary based on the destination country, payment method, and regulatory requirements. For any queries, businesses can contact bizsupport@instarem.com.

Instarem supports businesses of all sizes, including those processing high-value or bulk payments. Our platform enables multiple transactions in one go, streamlining payroll and vendor payments while keeping costs low.